Umbrella Insurance in Florida

Shopping for Umbrella Insurance

Umbrella insurance is the right way to get peace of mind. The one thing that we all want is always to be able to keep our assets and future protected. The only way you can do this is by purchasing an umbrella insurance policy. These policies will give you additional layers of protection that you need for circumstances that may be very unpredictable.

Umbrella Insurance Laws Florida

There are no laws in Florida that require you to purchase an umbrella insurance policy. However, it is a great idea to purchase a policy to help protect you from any potential lawsuits. This is especially true if you are someone who has many assets to protect. The only way that umbrella insurance will work is if you already have a liability policy with limits in place on things such as auto and homeowner’s coverage.

Umbrella Insurance Coverage Options

Be aware that umbrella insurance coverage is made up of different coverage options. Umbrella insurance will work to extend whatever coverage you currently have on other policies to give you additional protection for property damage as well as bodily injury. It will also work to cover certain things that are not under regular liability policies. Umbrella insurance coverage will kick in once you exceed your current liability coverage. If you have assets that equal $500,000, you will want to get at least $500,000 worth of liability insurance. Risk factors such as vacant land, pools, tenants, social media, recreational vehicles will increase your need for umbrella insurance. The amount of coverage that you need greatly depends on your own comfort level.

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If you are in need of umbrella insurance, please contact us or visit our website for a quote today. We are ready to assist you.