Category: Commercial Insurance

Regardless of industry or type of work, every business faces potential risks and concerns. That’s where the necessity for commercial insurance comes in, and it’s why many business owners in Pinellas County turn to the trusted and professional team at the Zenith Insurance Group for all their commercial insurance needs.

Commercial Insurance and Protection for Every Type of Business

The risks and concerns for a business operating in an office environment can greatly differ from those of a construction company. From liability and injury concerns to protection from catastrophic events like fires or floods, commercial insurance can safeguard all types of businesses. The key is securing the right insurance to protect the areas where your business is vulnerable.

The good news is that business owners can obtain the protection they need and deserve with the help of professional and experienced agents. From obvious risks to subtler ones, working with a proven and trusted agent to assess your company’s insurance needs is the first step in determining your specific risks and getting the right plan and protection for your business.

Commercial Insurance in Pinellas County

If you are a business owner in Pinellas County and have questions or need commercial insurance coverage, the team at Zenith Insurance Group can help. From small businesses to large corporations and for every type of business in between, we can help you find the coverage and insurance solutions you need. Contact us to learn more and schedule an appointment for the commercial insurance you need to protect your business.

As a business owner, you need insurance coverage to meet your legal and contractual obligations. It would also be best to have insurance at a level where you are comfortable with your risk exposure. One risk exposure hazard to some businesses is the failure to protect themselves with commercial vehicle insurance, relying instead on personal insurance coverage.

To avoid this and other commercial insurance mistakes, allow our Zenith Insurance Group team, serving Pinellas County, to create a commercial vehicle insurance plan that meets your business’s needs.

Commercial Versus Commercial Vehicle Insurance

Small businesses come in many shapes and sizes. Your commercial insurance needs depend on many issues, including your business type, the number of employees, and whether you use motor vehicles to conduct your business.

Business owners generally recognize that operating a business brings risks, so they acquire Workers’ Compensation, General Liability, Commercial Property, and similar coverages. Less recognized, especially by small business owners, is the need for commercial vehicle insurance. Some business owners believe their personal insurance policies provide adequate coverage when using their personal vehicles for business purposes, but that is untrue.

Only-commercial vehicle policies cover vehicles:

-Owned by the company or driven for work purposes by you or an employee

-That transport goods, tools, or people for work

So, if you use your personal vehicle for business purposes, you should acquire commercial vehicle insurance to ensure you have fully protected yourself and your business.

Consult With Us

Zenith Insurance Group proudly serves Pinellas County’s personal and business communities. Our commercial insurance experience means we can structure policies to protect your business and livelihood against unforeseen events. Call or stop in today to discuss your commercial insurance needs and options.

Business owners and operators in Pinellas County can turn to the team at Zenith Insurance Group for all of their commercial insurance needs. We are proud to serve the business community in our area, and we look forward to working with you!

Turn to us for your commercial insurance needs

If you are a business owner or operator in Pinellas County, you may have some questions when it comes to insurance. Fortunately, we are here to answer them! Finding the right insurance policy to protect your business is an important decision. With all that you have going on running your business, it may be difficult to find the time to give your commercial insurance needs the time they deserve.

That is why it is such a good idea to work with a local agent who has experience working with the local business community. We understand the needs that are unique to business owners in our area. We also have the solutions to help mitigate these needs and risks. There’s no reason to go it alone when it comes to procuring the right commercial insurance policy. We take great pride in the way that we work with our business clients and provide them with the information they need to make informed decisions. Let us help you find the right commercial policy! 

We are proud to serve the business community of Pinellas County

Zenith Insurance Group serves the commercial insurance needs of the business community of Pinellas County. If you are in need of help with any aspect of your commercial insurance needs, we are here to help! Give us a call today and let’s set up a consultation. We look forward to working with you!

Florida is a popular place to do business and ranks among the top states for business friendliness. Not only is it tax-friendly, but the cost of doing business in the state and labor are both affordable. That doesn’t mean, however, that it is any less risky to be a business owner in Pinellas County. Commercial insurance can help protect your small business and  Zenith Insurance Group has a knowledgeable team to offer guidance. 

Small businesses are particularly vulnerable to risks that threaten all businesses. Protecting your business is doubly important. 

Getting your business back up and running

Having commercial property insurance offers the protection your small business needs if it gets hit by a covered peril. If your machinery, building, office equipment, inventory, and raw materials are damaged or destroyed, how will you keep your small business from folding? If you have commercial property insurance, you will have the funds to be back up and running in no time at all. 

Protect your assets

Small businesses are popular targets for legal actions. If you have commercial liability insurance, you will have the money you need to pay a judgment against you and the legal fees that result from defending yourself. You can be sued by a customer, a vendor, or even an employee, and your assets would be in danger and even your entire business without commercial liability coverage. 

Pay your bills

If your business is not able to operate because of a covered peril, your obligations are not going to go away just because your income has. Commercial business interruption insurance can give you the money you need to pay your bills and meet your payroll expenses while your business recovers. 

Contact Zenith Insurance Group in Pinellas County to discuss the type of commercial insurance that works best for your small business.

Florida is a popular place to do business and ranks among the top states for business friendliness. Not only is it tax-friendly, but the cost of doing business in the state and labor are both affordable. That doesn’t mean, however, that it is any less risky to be a business owner in Pinellas County. Commercial insurance can help protect your small business and  Zenith Insurance Group has a knowledgeable team to offer guidance. 

Small businesses are particularly vulnerable to risks that threaten all businesses. Protecting your business is doubly important. 

Getting your business back up and running

Having commercial property insurance offers the protection your small business needs if it gets hit by a covered peril. If your machinery, building, office equipment, inventory, and raw materials are damaged or destroyed, how will you keep your small business from folding? If you have commercial property insurance, you will have the funds to be back up and running in no time at all. 

Protect your assets

Small businesses are popular targets for legal actions. If you have commercial liability insurance, you will have the money you need to pay a judgment against you and the legal fees that result from defending yourself. You can be sued by a customer, a vendor, or even an employee, and your assets would be in danger and even your entire business without commercial liability coverage. 

Pay your bills

If your business is not able to operate because of a covered peril, your obligations are not going to go away just because your income has. Commercial business interruption insurance can give you the money you need to pay your bills and meet your payroll expenses while your business recovers. 

Contact Zenith Insurance Group in Pinellas County to discuss the type of commercial insurance that works best for your small business.