Category: Classic Car Insurance

Your classic car restoration project may require you to order parts regularly. You may benefit from insurance coverage that pays for replacing any automotive products lost, stolen, or damaged during the restoration project.

Add-On Coverage

Classic automotive policies can be customized to include coverage for the replacement materials that will be used during a restoration project.

The automotive parts that you purchase for your restoration project may require a big investment on your part. Adding these parts to your classic car automotive policy will provide peace of mind while your restoration project is underway.

Your Inventory

Create an inventory of all the OEM or aftermarket parts you have chosen to purchase for the restoration project. While creating the inventory, tabulate the overall cost of the parts you will need to complete the project. Then, decide which parts to add to your classic car insurance policy.

You may want to cover some of the materials below.

• Electrical materials
• Limited edition materials
• Mechanical parts
• Trim and vanity plates

Storage Essentials

Prepare a storage plan that will keep automotive materials clean and dry. If you are restoring your classic car while parked in a garage, plan to store the automotive parts nearby.

If you do not have a definitive area to complete the restoration project, invest in a storage unit or container that can be used to store all the materials.

Insurance Consultation

After completing all the preliminary steps, contact one of our Zenith Insurance Group agents. An agent who represents the Pinellas County area will update your classic car insurance policy.

If you’re a classic car enthusiast in Pinellas County, your restoration project is more than just a hobby – it’s a passion. At Zenith Insurance Group, we share your passion for these unique treasures and understand the specific and challenging insurance needs of your classic car. Proper coverage throughout the restoration process is crucial to protecting your investment and ensuring your peace of mind.

Here are some important things to keep in mind:

Special Considerations for Classic Car Restoration

It’s important to keep in mind the value of your vehicle, which may change during a classic car restoration process. Working with an insurance provider that specializes in classic car insurance can help ensure you have the right coverage in place throughout the entire project.

Coverage Options for Classic Car Restoration

During the restoration process, your car may be partially or completely disassembled, which can create insurance challenges. A comprehensive classic car insurance policy can provide coverage for damage to the car during the restoration process, as well as liability coverage in case someone is injured on your property.

The Importance of Proper Valuation

To ensure you have the right coverage, it’s important to have your classic car professionally appraised before starting the restoration process. This will help you accurately determine the car’s value and ensure you have adequate insurance coverage in place.

Protect Your Classic Car Restoration Project with Zenith Insurance Group

Insuring your classic car restoration project is essential for protecting your investment and ensuring you have the coverage you need throughout the restoration process. Don’t wait until it’s too late – contact us today to discuss your classic car insurance needs in Pinellas County.

Hit the open road in a classic car, and you’ll turn heads everywhere you go. But before you take your pride and joy out for a spin, make sure you have the right insurance in place. Classic car insurance is different from regular automobile insurance, so it’s important to understand what coverage you need. Zenith Insurance Group in Pinellas County offers this guide to help you get started.

What Is Classic Car Insurance?

Classic car insurance is a type of automobile insurance designed for classic, antique, and collectible cars. Unlike regular auto insurance, which is based on the actual cash value of your vehicle, classic car insurance typically uses an agreed-upon value system. This means that you and your insurer agree on a set value for your vehicle, regardless of its actual cash value.

Why Do I Need Classic Car Insurance?

If you own a classic car, it’s important to have the right insurance in place to protect your investment. Classic cars are valuable assets, and they require special care and protection. In the event of an accident or theft, you want to make sure you have the right coverage in place to protect your vehicle.

What Does Classic Car Insurance Cover?

Classic car insurance covers your vehicle in the event of an accident, theft, or other covered incident. Coverage typically includes agreed-upon value protection, as well as liability coverage. You may also have the option to add additional coverage, such as roadside assistance or emergency expense reimbursement.

How Do You Qualify for Classic Car Insurance?

To qualify for classic car insurance, your vehicle must meet certain criteria. Typically, insurers require that your vehicle be at least 25 years old and have a limited mileage restriction. Some insurers also require that you have a clean driving record and that your vehicle is used for leisure or collector purposes only. However, you need to speak with your insurer to see what specific criteria they require.

Need Classic Car Insurance in Pinellas County?

If you own a classic car, Zenith Insurance Group can help you find the right insurance to protect your investment. We offer classic car insurance policies that cover your vehicle in the event of an accident, theft, or other covered incident. Contact us today to get started.