Do You Need Different Boat Insurance If You Plan to Go In International Waters?

Exploring international waters is an exciting adventure, but it comes with its own set of considerations. At Percheron Insurance Group, providing boat insurance to residents in Pinellas County, we know that venturing beyond domestic boundaries requires a closer look at your boat insurance policy to ensure you’re adequately covered.

Understanding the Basics

When you sail into international waters, your standard boat insurance policy might not provide the coverage you need. Domestic policies are typically designed for navigation within specific regions and may not account for the unique risks associated with international travel. Reviewing your policy and understanding its limitations before setting sail is essential.

What Changes in International Waters?

International waters introduce several new factors, such as differing maritime laws, potential piracy risks, and unfamiliar weather conditions. These elements can affect your insurance needs significantly. You may require additional liability coverage, protection against theft, and enhanced medical coverage for you and your passengers.

How to Adjust Your Policy

Consider discussing your travel plans with your insurance provider to ensure you’re fully protected. At Percheron Insurance Group, we can help you tailor your policy to include international coverage. This might involve adding riders or extensions to cover the specific areas you plan to visit and the activities you intend to undertake.

Set Sail with Confidence

Before embarking on your international journey, mensureyour insurance is as robust as your sense of adventure. Contact Percheron Insurance Group, serving Pinellas County, today to discuss your plans and adjust your coverage as needed. Let us help you navigate the complexities of international boating insurance so you can focus on enjoying the open seas.