Florida driving laws mandate that all vehicles be insured when operating on public roadways. The good news for local classic car owners is that specialized insurance policies are available to help limited-use drivers get adequate coverage for storing and showing their vehicles.
In the informative guide for vintage car owners below, Percheron Insurance Group in Pinellas County discusses why classic car owners need specialty insurance.
Why You Need Classic Car Insurance in Pinellas County
Standard auto insurance policies don’t typically account for the specialized features of classic cars.
While a traditional auto insurance policy will cover an automobile based on factors like the year, make, and model, classic car insurance provides agreed-value coverage based on the agreed-upon value of your vintage vehicle when implementing the policy.
Other factors classic car owners should consider are that Pinellas County is at risk of hurricanes, coastal flooding, and high levels of saltwater exposure that can damage the exterior or interior of your antique car.
Classic car enthusiasts who rarely drive can talk to a licensed local agent to learn about limited-use policies, which can offer reduced premiums for classic cars driven only a few times per year.
Get a Classic Car Insurance Quote in Pinellas County
A well-structured classic car insurance policy with comprehensive coverage can help protect your long-term investment from the effects of accidental damage, vandalism, theft, or injuries that can happen when cruising along main drag strips at car shows and when your classic car is on display.
The high value of classic cars often makes them ideal theft targets for criminals. Comprehensive policies can help shield you from the highvehicle replacement costst if your classic car is stolen.
Contact Percheron Insurance Group to get a classic car insurance quote today!
